Instant Access to your savings with an added bonus.

Instant Access to your savings with an added bonus.

  • Instant Access to your money without notice.
  • Minimum investment £100
  • Interest is credited to the account annually on 30th November each year.
  • Interest Rates and bonus rate are variable.
  • Add 1.75% (gross) bonus to these rates if no more than 6 withdrawals in a year (December to November) and account open at the close of business on 30th November.
Bonus Saver Instant Access (1st Issue)

 INTEREST ADDED ANNUALLY
Rates from 1 September 2005 Previous Rate
BALANCE Yearly Gross % / AER Yearly Net % Yearly Gross % / AER
£100+ 0.61 0.49 0.86
£1,000+ 0.66 0.53 0.91
£2,000+ 0.71 0.57 0.96
£5,000+ 0.76 0.61 1.01
£10,000+ 0.81 0.65 1.06
£25,000+ 0.86 0.69 1.11
  • The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
  • On all savings accounts apart from ISAs, for basic rate taxpayers, we will deduct income tax at the appropriate rate from any interest paid. If you pay income tax at a higher rate, you will have to pay additional tax on the interest to cover the difference between the tax deducted by us and the higher rate due. Alternatively, interest will be paid gross subject to receipt of a valid declaration of self-registration of eligible non-taxpayer status (Form R85).
  • The net rate is the rate with tax deducted at 20%
  • AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added yearly.
  • All rates quoted are variable (apart from fixed rate bonds).