Siva Launch The launch of the SIVA is expected in the summer or autumn of 2008 when you will be able to consider the alternative to the IVA – Individual Voluntary Arrangement. A SIVA is it can be organised for lower debt amounts and be set up quickly so that get control of your finances sooner rather than later.
Iva Alternatives One alternative to the IVA is an informal arrangement which is not legally binding in the same way and not administered through the court. It means you enter into an agreement with your creditors privately, or with the help of a debt counsellor. By negotiating with them, you reach an agreed figure and